Worldwide.
We cover care in every country. Available to citizens of any country.
Reimbursement
for medical treatment with almost no cost limits. Direct billing to any hospital.
24/7 medical assistance hotline.
Medical rescue & transport.
Flexible monthly subscription. No long-term contract. Cancel anytime
Choose your doctor.
We cover treatment at any locally authorized healthcare provider.
Easy to sign-up
(and cancel) in minutes, all online, from anywhere in the world..
How does … compare to other travel health insurance?
What does we offer?
Travel insurance companies typically ask in advance which countries you plan to visit.
✅ We offer full flexibility when traveling with two simple options:
Worldwide – all countries
Worldwide – with limited cover in Canada & USA (saves up to 50%)
Travel insurance is typically limited to a fixed period (often only a few months at most).
✅ We can cover any period from one month up to two years. We offer a flexible monthly subscription that can be canceled anytime free of charge.
Travel insurance often excludes cover for pre-existing medical conditions that were diagnosed or treated within several years prior to the start of the insurance.
✅ We only exclude pre-existing conditions which you have received treatment or have sought medical advice within six months before your insurance starts.
Travel insurance policies are typically limited to residents of certain countries.
We can cover people from any country with the same price and benefits. No specific citizenship, residence, or mailing address is required.
Travel insurance typically only covers a few sports & activities that are explicitly listed.
✅ We cover all sports by default unless excluded explicitly. We have only 8 exclusions and are working on reducing that number even further.
Travel insurance is typically limited to medical emergencies only.
✅ We cover emergencies as well as non-emergency illnesses that need medical treatment.
Typical travel insurance only provides reimbursement after medical treatment is over.
✅ We include 24/7 worldwide emergency assistance to help during emergencies. They set up direct billing, monitor the quality of treatment, and organize transfers when needed.
Travel insurance often requires visiting an “in-network” hospital for direct billing.
✅ We offer direct billing for every hospital around the world.
Typical travel insurance has a small overall cost limit, which can be easily exceeded if you travel over a longer period or require special/intensive care or medical transport.
✅ We have no overall limit in medical cost cover, apart from very few exceptions.
Travel insurance typically doesn’t cover you at all in your home country.
✅ We cover emergencies in your home country (up to 6 weeks per 180 days).
Travel insurance typically excludes pandemics, epidemic outbreaks, and countries with travel warnings.
We cover the treatment of COVID, and there are no restrictions based on travel warnings, epidemics, and pandemics.
Travel insurance typically excludes pregnancies even if they arise during travel.
We cover pregnancies that arise during the covered period. We also cover emergency treatment for pre-existing pregnancies for mother and child.
Travel insurance can exclude certain conditions, like sexually transmitted diseases.
✅ We cover sexually transmitted diseases that arise during the covered period.
How does … compare to other travel health insurance?
Travel insurance companies typically ask in advance which countries you plan to visit.
✅ We offer full flexibility when traveling with two simple options:
Worldwide – all countries
Worldwide – with limited cover in Canada & USA (saves up to 50%)
Travel insurance is typically limited to a fixed period (often only a few months at most).
✅ We can cover any period from one month up to two years. We offer a flexible monthly subscription that can be canceled anytime free of charge.
Travel insurance often excludes cover for pre-existing medical conditions that were diagnosed or treated within several years prior to the start of the insurance.
✅ We only exclude pre-existing conditions which you have received treatment or have sought medical advice within six months before your insurance starts.
Travel insurance policies are typically limited to residents of certain countries.
We can cover people from any country with the same price and benefits. No specific citizenship, residence, or mailing address is required.
Travel insurance typically only covers a few sports & activities that are explicitly listed.
✅ We cover all sports by default unless excluded explicitly. We have only 8 exclusions and are working on reducing that number even further.
Travel insurance is typically limited to medical emergencies only.
✅ We cover emergencies as well as non-emergency illnesses that need medical treatment.
Typical travel insurance only provides reimbursement after medical treatment is over.
✅ We include 24/7 worldwide emergency assistance to help during emergencies. They set up direct billing, monitor the quality of treatment, and organize transfers when needed.
Travel insurance often requires visiting an “in-network” hospital for direct billing.
✅ We offer direct billing for every hospital around the world.
Typical travel insurance has a small overall cost limit, which can be easily exceeded if you travel over a longer period or require special/intensive care or medical transport.
✅ We have no overall limit in medical cost cover, apart from very few exceptions.
Travel insurance typically doesn’t cover you at all in your home country.
✅ We cover emergencies in your home country (up to 6 weeks per 180 days).
Travel insurance typically excludes pandemics, epidemic outbreaks, and countries with travel warnings.
We cover the treatment of COVID, and there are no restrictions based on travel warnings, epidemics, and pandemics.
Travel insurance typically excludes pregnancies even if they arise during travel.
We cover pregnancies that arise during the covered period. We also cover emergency treatment for pre-existing pregnancies for mother and child.
Travel insurance can exclude certain conditions, like sexually transmitted diseases.
✅ We cover sexually transmitted diseases that arise during the covered period.